Did you know that, according to the American Association of Retired Persons (AARP), 60.4 million Americans receive Social Security benefits, and National Public Radio (NPR) reveals that Social Security accounts for 20% of government spending? In spite of these figures, qualifying for Social Security disability and federal assistance can be incredibly difficult. What should you know before applying, and what are some common alternatives?
How Do You Know If You Qualify?
The government assess Social Security claims on a case-to-case basis. Some of the most basic criteria are:
- At the most basic level, Social Security applicants must be at least 18 years old, and a permanent resident of a U.S. state or territory.
- Injuries and disabilities must leave claimants unable to work for at least one calendar year. This does not automatically qualify U.S. residents for Social Security, but it will substantially increase the likelihood of approval.
- Individuals can typically qualify if they fall under the Social Security Administration’s (SSA) list of Compassionate Allowances.
- Expect the unexpected. Unfortunately, it is difficult to say, with confidence, that there are many general rules of thumb. Analysts consider claims on a case-to-case basis. If you are dealing with a peculiar situation, or want to increase your chances of qualifying, you may want to contact Social Security attorneys for more information.
What Are Some Alternatives to Social Security?
Social Security programs have been in place for a very long term. More funds are being delved out to an even greater number of people, and Social Security funding is, simply put, being stretched thin. In fact, Nancy Altman, co-director of Social Security Works, reveals that it is not just American seniors who rely on Social Security. Altman adds, “It’s the largest children’s program. Eight percent of the nation’s children receive benefits, either directly, because they’ve lost a parent or their parent has become disabled and can no longer work, or they’re being reared by their grandparents and Social Security [is] a primary part of the family’s income.”
It may be wise, then, for applicants to consider possible alternatives. Veterans suffering from military trauma, for example, may want to consider applying VA disability benefits. The government funds programs specifically for veterans, and the application process may be faster and smoother, too.
Do you qualify for Social Security? Keep in mind that receiving Social Security benefits is becoming increasingly difficult, and consider alternatives, such as applying for VA disability benefits, when applicable. References: www.hillandponton.com